Welcome to Texas Banking Rates

Texas Banking Rates is the place to start your search for current rates information. Our expansive network of mortgage lenders, insurers and other financial experts is waiting to help you find the best financing and low rate loans available. Some rates include:

  • Texas mortgage refinance rates
  • Texas CD rates and savings account rates
  • More bank rate information available from US Banking Rates

Our Featured Texas Bank Rate

More Texas Banks

North Dallas Bank & Trust Co.

12900 Preston Road
Dallas, TX, 75230

Orange Savings Bank, ssb

812 Sixteenth Street
Orange, TX, 77630

Cam Credit Union

8625 La Prada Dr
Dallas, TX, 75228

Toledo Bend Teachers Credit Union

P O Box 217
Hemphill, TX, 75948

Brazosport Teachers Credit Union

216 Lakeview Drive
Clute, TX, 77531

Providence Bank of Texas

325 East Southlake Blvd.
Southlake, TX, 76092

See all Texas Banks

Current Texas Rates Update


The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Texas. Compared to the previous year, mortgage rates were at 5.59% for Texas and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.

Low Texas home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.

One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.


CD Rates When Interest Rates are Falling in , TX

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Texas Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

Credit Card Fraud in Texas

Texas Banking Rates works with Credit Card companies who spend a great deal of money to help protect against anyone trying to steal your credit card. Credit Card Fraud is unfortunately a wide-spread problem, and the best companies continue to improve their security to protect you. As they continue to work hard with our customers and the credit bureaus to prevent and reduce credit card fraud and save money, the lower credit card rates for consumers will go. Be sure to protect your identity and monitor your credit card activity to prevent identity theft, and catch it early in the event that it happens to you.

Get the Best Rates in Texas

Cupertino Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Cupertino Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Cupertino Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Cupertino Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

Get the Best Rates in , TX

Texas Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Texas Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Texas Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Texas Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

Free Rate Resources in , TX

Texas Banking Rates is rapidly becoming the premier Texas interest rate source. By working with thousands of financial companies, Texas Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

Texas Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Texas Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Texas Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!


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