Texas Credit Unions with the Best CD Rates
If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Texas. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.
Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Texas credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.
Credit Unions with the Best 6-Month CD Rates in Texas
- Mclennan County Employees Credit Union: 1.25%
- Members First Credit Union - Corpus Christi, Texas: 1.21%
- Houston Police Credit Union: 1.18%
Highest 12-Month CD Rates from Texas Credit Unions
- Mclennan County Employees Credit Union: 1.51%
- Navy Army Credit Union: 1.5%
- Houston Police Credit Union: 1.38%
Texas Credit Unions with the Best 24-Month CD Rates
- Nizari Progressive Credit Union: 2.02%
- Navy Army Credit Union: 1.85%
- Hilco Credit Union: 1.82%
Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.

