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Texas Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Texas. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Texas credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in Texas

  • Mclennan County Employees Credit Union: 1.25%
  • Members First Credit Union - Corpus Christi, Texas: 1.21%
  • Houston Police Credit Union: 1.18%

Highest 12-Month CD Rates from Texas Credit Unions

  • Mclennan County Employees Credit Union: 1.51%
  • Navy Army Credit Union: 1.5%
  • Houston Police Credit Union: 1.38%

Texas Credit Unions with the Best 24-Month CD Rates

  • Nizari Progressive Credit Union: 2.02%
  • Navy Army Credit Union: 1.85%
  • Hilco Credit Union: 1.82%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.