Texas Banks

Everyone has a preference when it comes to where they like to bank. Some prefer the convenience of national chains, while others may actually belong to a credit union. A growing number of local residents happen to prefer the smaller, community-oriented Texas banks.

Are you currently earning the top interest rates in your state? Today, Texas Banking Rates collects interest rate information from a total of 117 banks in Texas. Take a look at the average interest rates among these banks across a variety of deposit accounts, as well as a list of banks where you can find the highest rates in the state.

There are thousands of financial institutions throughout the U.S., several of which are probably in your home town. From bustling cities to tiny suburbs, there’s no shortage of banks and credit unions nearby. So when you’re trying to maximize your deposits and find the highest interest rates to help them grow, how do you know where to go? Below, Texas Banking Rates has compared the average bank rates in Texas with those at local credit unions to find out whether community banks or CUs have the best overall interest rates to offer.

These days, most banks are dropping interest rates on deposit accounts, which is why it’s so important to know which ones still have competitive offers. Locating the Texas banks with the highest interest rates will ensure you’re always growing your savings to its full potential.

When shopping around for the highest certificate of deposit interest rates, it helps to look at local financial institutions. Generally, smaller banks are especially invested in the communities they serve and thus, make providing the best rates to customers a top priority.

However, finding the best CD rates in Texas can be tough if you don’t know where so start, so we’ve compiled the best rates across various term lengths for community banks in the area.

When it comes to finding the highest interest rates on deposit accounts and loans, a great place to start your search is at your local bank. Local banks, like those found in Texas, often operate with the goal of supporting the surrounding community financially by offering affordable products and services to residents.

Texas is home to some of the oldest and strongest banks in our nation. If you’re in need of banking services, Texas banks are a great place to start. Below is a list of the top banks Texas Banking Rates works with to bring you up-to-date rates information:

Access 1st Capital Bank
Amegy Bank of Texas
American Bank of Texas
Bank of Texas
Benchmark Bank
Central National Bank – Waco, Texas
Charter Alliance Bank
Charter Bank
Citizens 1st Bank
Citizens National Bank – Texas
Citizens State Bank Buffalo, TX
Citizens State Bank Somerville, TX
Colonial Savings, F.A.
Comerica Bank
Community Bank, Waco, Texas
Community National Bank
Community National Bank and Trust of Texas
Community State Bank
Fayetteville Bank
First Command Bank
First Convenience Bank
First Federal Community Bank
First Financial Bank – Heresford Texas
First National Bank – Groesbeck Texas
First National Bank – Wichita Falls, Texas
First National Bank Texas
Henderson Federal Savings Bank
Houston Community Bank, National Association
Independence Bank, National Association
Independent Bank of Austin, SSB
Independent Bank of Texas
Integrity Bank, SSB
Ironstone Bank
Jefferson Bank
Kilgore National Bank
Memorial City Bank
Meridian Bank Texas
Mineola Community Bank, S.S.B.
Muenster State Bank
NexBank, SSB
North Houston Bank
OmniAmerican Bank
Pearland State Bank
Plains Capital Bank
Southside Bank
SPCO FCU
State Bank and Trust Company, Dallas
State Bank of Texas
Texas Capital Bank
The Bank
The Commercial National Bank of Brady
The Dublin National Bank
The MINT National Bank
The Ozona National Bank
The Perryton National Bank
Union State Bank Texas
USAA Military Bank
Vision Bank
West Texas State Bank
Woodforest National Bank