Texas Savings Account Rates: Banks Versus Credit Unions
Both community banks and credit unions have garnered reputations as sources of excellent interest rates, which is great to know when you’re looking for the highest rate on your Texas savings account. Of course, only one financial institution in the state can have the very best interest rate of all, and you probably want to know where that is. Is it the nearby bank or your community credit union? You’re about to find out.
Below is a list of the best savings account rates in Texas, split up by credit unions and banks. Did your financial institution make the list?
Texas Banks with the Highest Savings Rates
- Citizens State Bank Buffalo, TX: 0.9%
- The MINT National Bank: 0.85%
- Fayetteville Bank: 0.8%
- Mineola Community Bank, S.S.B.: 0.75%
- Independent Bank of Austin, SSB: 0.75%
Credit Unions in Texas with the Best Savings Interest Rates
- Houston Police Credit Union: 2.02%
- Nizari Progressive Credit Union: 1.26%
- A Credit Union - Abilene, Texas: 1.01%
- Lubbock Teachers Credit Union: 1.01%
- Space City Credit Union: 1%
Please note that these rates are accurate as of 6/17/11, but are subject to change at any time.

